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The Law Office of Joseph Albanese
Ocean County Debt Relief Bankruptcy And Foreclosure Law Firm

Few Things Are As Important As Your Home

For most of us, a house is more than just an investment. We put more than just money into our home - we put our blood, sweat and tears into it as well. That is why, from our family to yours, our law firm works tirelessly to help you keep your house in the face of foreclosure.

Located in Forked River, the Law Office of Joseph Albanese is experienced in standing up for New Jersey homeowners facing foreclosure. While it may feel hopeless to fight some of the nation's largest lenders and financial firms, if you have a valid defense to foreclosure, we will fight on your behalf.

We Fight To Save Your House

If the bank threatens to seize your home, there still may be hope. There are several ways to deal with foreclosure:

  • Request a loan modification: By working closely with your financial institution, sometimes it is possible we can save your home by altering the terms of your mortgage, to make it more affordable for you. Of course, every homeowner's situation is unique. Let us help you explore whether your mortgage company is willing to negotiate with you, for your mutual benefit, and to avoid a foreclosure.
  • Show your mortgage was a result of predatory lending practices: If your financial institution acted unfairly or unlawfully regarding the cost or terms of your mortgage contract, we can fight for your consumer rights through litigation.
  • Use Chapter 13 bankruptcy: If you have the financial means to get caught up on your mortgage, Chapter 13 could give you "breathing room" to do just that. Let us explore your individual financial situation, to see if chapter 13 will help to save your home.

Of course, every case is unique. There is simply no substitute for personalized, individual legal advice and service. Contact us today, so we can explore together if there is an option available to help you save your home.

If you are facing foreclosure, you can't just trust any attorney to defend your rights. You need a law firm that is unafraid to stand up to the big lenders. Call the Law Office of Joseph Albanese today at 609-971-6200 to set up your initial consultation, or reach out online to get started.

We are proud to disclose under 11 U.S.C. § 528(a)(3), that we are a debt relief agency. We help people file for relief under the bankruptcy code.

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